With Real Estate & Lending Solutions, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:
1. How much can you Qualify for?
– Find out how much you can qualify for (Online)
2. Download Quick Application
– A short application that takes no more than 5 minutes to complete (PDF)
3. Complete Secure Loan Application
– Secure full loan application
4. Download Complete Document Checklist
– Full Loan Approval Document Checklist (PDF)
*Self-Employed or Credit Challenged Borrowers are encouraged to call us regarding specific documents needed
Documents Needed
- Copies of two current IDs (driver’s license, social security, passport, military, birth cert.)
- Two most recent paystubs in the last 30 days
- Last two years Federal Tax Returns, W2’s & 1099’s
- Two Most Recent Bank Statements (all pages on all accounts)
- Current 401K, Money Market, CD, Stock or Investment account statements (if applicable)
- Annual Award Letter &/or Benefits Check (social security, retirement, disability, etc.)
- Letter of Explanation for Delinquent Credit Ratings (if applicable)
- Residence History for the last 2 years (include last 12 months landlord info)
- Employment History for the last 2 years (include all employer contact info)
- Copy of Home Owner’s Insurance Declaration Page/Quote & Agent’s contact Info
- Most Recent Property Tax Bill & Mortgage Statement (for all properties & mortgages)
- Refis – Adjustable Rate Loans – Copy of 1st Mortgage Note, Note Riders / Addendums
- Refis – List of Home Improvements or Debts to be Paid Off
- Veterans – Copy of DD214 and Certificate of Eligibility
