Contact Details

Real Estate Solutions


101 Parkshore Drive, Ste 100
Folsom, CA 95630

Submit a Message

Please be assured that your e-mail address will never be sold, shared or used for any other purpose without your permission.

Apply Now

With Real Estate & Lending Solutions, the loan approval process has never been as easy. We offer a variety of secure and convenient application options:

1. How much can you Qualify for?
     – Find out how much you can qualify for (Online)

2. Download Quick Application
     – A short application that takes no more than 5 minutes to complete (PDF)

3. Complete Secure Loan Application
     – Secure full loan application

4. Download Complete Document Checklist
    – Full Loan Approval Document Checklist (PDF)

*Self-Employed or Credit Challenged Borrowers are encouraged to call us regarding specific documents needed


Documents Needed

  • Copies of two current IDs (driver’s license, social security, passport, military, birth cert.)
  • Two most recent paystubs in the last 30 days
  • Last two years Federal Tax Returns, W2’s & 1099’s
  • Two Most Recent Bank Statements (all pages on all accounts)
  • Current 401K, Money Market, CD, Stock or Investment account statements (if applicable)
  • Annual Award Letter &/or Benefits Check (social security, retirement, disability, etc.)
  • Letter of Explanation for Delinquent Credit Ratings (if applicable)
  • Residence History for the last 2 years (include last 12 months landlord info)
  • Employment History for the last 2 years (include all employer contact info)
  • Copy of Home Owner’s Insurance Declaration Page/Quote & Agent’s contact Info
  • Most Recent Property Tax Bill & Mortgage Statement (for all properties & mortgages)
  • Refis – Adjustable Rate Loans – Copy of 1st Mortgage Note, Note Riders / Addendums
  • Refis – List of Home Improvements or Debts to be Paid Off
  • Veterans – Copy of DD214 and Certificate of Eligibility
Real Estate & Lending Solutions logo